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АКАДЕМИЧЕСКОЕ ИЗДАТЕЛЬСТВО «НАУЧНАЯ АРТЕЛЬ»
Физиологические потребности — это потребности для выживания, которые включают еду, воду, кров, отдых и тому подобное.
Уверенность в безопасности и будущем включает защиту от физической и психологической опасности в окружающем мире (страхование от несчастных случаев, необходимость найти надежную работу).
Список использованной литературы:
1. Океанова З.К. Основы экономический теории. М.: Форум, 2009.
2. Ефимова Е.Г. «Микроэкономика». Москва. 2003.
3. Нурсеит Н.А. Основы экономики: учебное пособие. - Алматы: LEM, 2011.
©Джумагулыева О., Ылясов Х., Ходжагельдиев Г., 2024
Roziyeva Enesh teacher Allaberdiyeva Aynur
student
Turkmen State Financial Institute MONEY CIRCULATION IN TURKMENISTAN
The economic changes taking place in our country require rapid development of the banking services market. This reveals the need to use innovative technologies in the banks of Turkmenistan, the introduction of a global computer network, and makes it possible to create new types of banking services based on advanced foreign experience.
One of the main requirements in the complex of measures to improve the financial situation in the country is to achieve stability in money circulation. The type of money circulation established by the legislation of Turkmenistan is the monetary system. The stable monetary system of Turkmenistan is the historical structure of money circulation regulated by the laws of this country. From the first days of independence, Turkmenistan formed its own monetary system, determined its structural elements: the ratio of the manat to foreign currency, the order of money circulation, etc. noted.
The central element of the monetary system is money circulation. Cash flow is the continuous movement of money in the process of payment for labor, placement of goods, invoicing for services and other payments. The basis of money circulation is the means of circulation and means of payment. The effective functioning of the country's monetary circulation system allows for the streamlining of continuous production conditions, creates conditions for reducing inflation, and acts as an active factor in the revitalization of economic circulation, replenishment of working capital, and expansion of investment.
The basis of money circulation is the national manat, money emission (value), types of money circulation organization and regulation methods. Cash flow is an important concept in cash flow. In the report, the concept of cash flow is understood as the total amount of cash and non-cash cash flows. Cash flow is the movement of funds in circulation and means of payment and circulation as a result of their activities. Non-cash circulation is a type of money circulation in which the storage and movement of funds occurs without the participation of cash, that is, by crediting money to a bank account and transferring money from the payer's account to the recipient's account. Since in the course of monetary relations, money
НАУЧНЫЙ ЖУРНАЛ « IN SITU »
ISSN (p) 2411-7161 / ISSN (e) 2712-9500
№9 / 2024
performs several functions (a measure of value, a means of circulation, a means of payment, a means of transferring and collecting world money), therefore, groups of money - monetary aggregates - will be used for measurement. the amount of money in circulation and the weight of money. The total volume of noncash circulation of bank cards in Turkmenistan in January-March 2024 exceeded 3 billion 576.86 million manats. This was reported in the electronic journal "Banking News" published by the Central Bank of Turkmenistan.
Also, in January-March of this year, the total volume of non-cash payments made through terminals reached 3 billion 121 million 565 thousand 538 manats.
According to the Central Bank, in January-March 2024, more than 329 million 862.3 thousand manats were sold through the "Electronic Commerce" system, and more than 4 million 143.2 thousand manats through the "Mobile Bank" system. .
Also, the total volume of non-cash payments made through ATMs exceeded 103 million 324.2 thousand manats and 527.6 thousand manats through the "Internet Bank" system.
In addition, according to the bank, more than 17 million 440.71 thousand manats of non-cash money were transferred through the Halkbank terminal system. Literature:
1. https://tdh.gov.tm/tk - official website of the State Information Agency of Turkmenistan.
2. https://finEconomic.gov.tm - official website of the Ministry of Finance and Economy of Turkmenistan.
©Roziyeva E., Allaberdiyeva A., 2024
УДК 33
Аллабердиева Айнагюл
Старший преподаватель Тукменский сельскохозяйственный университет имени С.А. Ниязова
Оразова Багтыгюл Преподаватель Ашхабадская энергетическая средняя школа г. Ашхабад, Туркменистан
ТЕКСТИЛЬНАЯ ПРОМЫШЛЕННОСТЬ: ВЫСОКИЕ ТЕМПЫ РОСТА
Аннотация
В данной статье представлен краткий обзор последних событий в текстильной промышленности Туркменистана. Текстильная промышленность является одной из ведущих отраслей национальной экономики Туркменистана. При всесторонней поддержке государства эта отрасль стала одной из самых быстрорастущих.
Ключевые слова
текстильная промышленность, текстильные фабрики, швейные фабрики, хлопок, трикотажные изделия.
За годы независимости в строительство новых текстильных предприятий и реконструкцию действующих предприятий было инвестировано более 2 миллиардов долларов США. Сегодня здесь
